Prepaid funeral plans will vary from state to state. Each state has their own specific laws, rules and regulations with regard to the funeral industry. In certain states your money will be kept in an escrow pool. The reason they do this is to prevent against companies from stealing your funds in the event that they may go out of business. You can purchase a prepaid funeral plan from online retailers or from an actual funeral parlor.
You may not want to purchase one from a local funeral home parlor as that will tie you down to that particular location. You will not know where you will be upon your death so you may want to consider purchasing a universal prepaid funeral plan. These plans will not be tied down to any particular funeral home.
Funerals require a lot of small details. It is important for you to take care of these arrangements in advance so that your family members are not left with the undue stress of having to make lots of decisions in a very short amount of time. Some of the things you will need to consider include your flower arrangements, casket, cremation, along with your actual physical grave site location.
If you have a family marker you may want to consider that as well. Is there a certain music you want played at your funeral procession this is a great place to put that information down as well. You will want to keep a copy of this in a separate location from your last will and testament just in case as well.
the prepaid funeral industry has received some bad press lately. Make sure that you investigate thoroughly before you sign on the dotted line. Check with your local Better Business Bureau to understand that there are any pending complaints against your prepaid funeral plan provider.